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Commercial vehicle insurance is specialized coverage designed for vehicles used in business operations, providing financial protection against damages, theft, accidents, and third-party liabilities. Unlike personal auto insurance, commercial policies offer higher liability limits and broader coverage for business-specific risks that vehicles face during commercial operations.
This mandatory coverage protects against legal liabilities arising from third-party claims.
Covers the insured vehicle against various perils but excludes third-party liabilities.
Combines third-party liability and own damage coverage for complete protection.
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